Previously the charge for a Direct to Creditor letter was an additional $10.00 per creditor now it is only $6.00 per creditor. In other words we charge per creditor letter sent: For Ex. “ If you have 5 Afni accounts and we generate a direct to creditor letter for Afni the charge would be $6.00. But if you have 1 Afni account and 1 Palisades account your cost would be $12.00.